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02-Apr-2019 06:26

Depending on the terms of your new loan, it's possible you can actually end up paying more in interest over the life of the loan, or that you'll end up more deeply in debt.

Before agreeing to a debt consolidation arrangement, it's important to seek debt consolidation advice from a trusted financial professional. But it can also be a financial nightmare if you choose the wrong company.

There are many good reasons to never pay your credit card bill late, but are there any good reasons to pay it early?

It would seem to go against all common sense to send in a payment well before the due date, but the more you understand about how credit cards and credit reports work, it can be smart idea under some circumstances.

By making an early payment, you are committing your funds to paying off your debt, rather than merely planning on doing so in the future.So when you make a payment before the due date, you are lowering your average daily balance, which can reduce your interest charges significantly.