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The secret is persistence, and you will have put the effort in and long hours of searching and filling out applications, even if some programs reject you, then you must try others.Don’t be discouraged after one rejection; try again as there will be the perfect program out there to suit your needs.Note that loans are connected to your credit score.If you have bad credit, you won’t be able to get a loan (except a payday loan) or if you do manage to qualify, somehow, you are going to pay skyhigh interest.You should also find out what your credit score is, if you intent to get a loan of some sort in the future.You can get check your credit score for free online or simply write to the major credit agencies (there are three of them), and request your report — by the Fair Credit Act, you are entitled to a free report each year.The Federal Government also offers a wide variety of assistance for single mothers including, but not limited to, the welfare program which will help you with basic needs, scholarships and grants, and even low cost housing.There are over 900 programs available and they all can be found on the government websites.
You need to search every single day and call in favors off of anyone that can help you out.
Please moms, before you consider taking out any sort of loan, remember that you are going to have to repay said loan and repay it with MORE money (called interest).
Because of this, Single Mother does not recommend single moms looking for emergency money seek out any sort of loan.
Payday loans should only ever be used for absolute emergencies (medical, dental, etc).
Don’t take out a payday loan to buy that new Sony Playstation for your kid’s Christmas present!The worst possible scenario is finding yourself in a position where you have no job and no help and are being forced to try and raise your child effectively blind. For example, you might need help with any number of the following: There are many private organizations working to provide you with many programs that will ease your stress and worry by providing invaluable support.